2020 Goals: January Update

Hello! I can’t believe it is already February. January didn’t feel long and it also didn’t fly by, it just felt packed full of stuff! I started my field placement and work picked back up and school started and it’s just been a lot.

That being said, I’m still pretty excited about my goals. Let’s just get straight into it!

Max out my IRA contributions

Let’s talk money. This is probably going to be my most challenging goal. Mostly because my priority is to pay for grad school without taking any loans, so any cash I have to save goes straight to that first.

However, because I know future me will be thankful for any contribution I make, I am still focusing on investing as well. I have increased by savings rate and, through some fun frugality, have opened up quite a bit of cash to throw into savings or investments as well!

Visit somewhere new

This is happening! We stayed relatively local (aka Texas) this month, but we planned some exciting trips. In April we’re going to DC and Philadelphia for a wedding and I can’t wait. I’ve never been to Philadelphia (or Pennsylvania, in general) and I am 100% going to get myself a Philly Cheesesteak.

I’m getting ahead of myself. In January we went to Bandera for my 50k. I had never been to Bandera, and honestly didn’t see much of it since I was running the whole time. However, my race was in Hill Country State Natural Area – a park I had never been to – and it blew my mind. It was so rugged and beautiful; it could easily be a national park. I’ve recommended it to anyone who has asked about the race. I’m like, “forget about the running, let’s talk about that park!”

Unfortunately it’s roughly 3 hours away from Austin, but it would make for an excellent day or weekend trip!

Read a book a month (at least)

Not to be dramatic, but I am crushing this one. I started using Goodreads and it has helped me keep track of what I want to read, what I have read, and how long it is taking me to read books.

In January, I read: Economics for Social Workers by Michael Anthony Lewis (no, this was not for school), Little Fires Everywhere by Celeste Ng (did not like at all), The Gift of Fear by Gavin de Becker (a little scary at first, but a must read!), and Where the Crawdads Sing by Delia Owens (fun read).

February is not off to as ambitious of a start. Mostly because the book I’m currently reading has been a slow starter and I’m struggling with it. Will update next month!

Pursue finance, professionally

Not a whole lot going on here, unfortunately. In early January I applied to be volunteer at the Financial Literacy Coalition of Central Texas, but haven’t heard back. I do think I am going to try to start a financial therapy group of sorts at my field placement, but that probably wouldn’t happen until later this spring anyway.

While I do want to make progress on this goal, January was just too crazy of a month to reserve a lot of time or energy for it. That being said, it is 100% still on my radar. I’m excited to attend an awesome investment event later this month, too!

PR my half marathon

Woof. We’re getting there. When I made this goal, I hadn’t run my ultra yet! I ran 31.1 miles on January 12th and planned on taking a whole month off before I began training.

Well, I needed to run. Life has been crazy (sensing that theme?) and while I have many outlets to process my stress, running is my favorite. I actually didn’t have my first run back until February, so that doesn’t really count here. I decided to just get my legs back underneath me with some casual, shorter runs and then I’ll start building speed and distance in a few weeks!

I’m pretty excited about that!

And that’s January! I cannot believe a month has already gone by! I’m looking forward to chipping away at those goals this year, especially since 2020 is going to be the largest year of my life thus far.

Talk to you later!

Juliana

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